Helping Americans meet their life goals
Since 2007, more than 4.8+ million members have joined the Club to help reach their financial goals. As the leading digital marketplace bank at scale, our members can gain access to a broad range of financial products and services through a technology-driven platform, designed to help them pay less when borrowing and earn more when saving.
Our commitment
Reinvent banking
We’re the only full-spectrum fintech marketplace bank built on the belief that innovative, creative solutions deliver more value and a better experience.
Do what’s right
We're leading the governance of a new industry, developing ethical, responsible ways to bring greater value and better opportunities to customers.
Deliver world-class experiences
Accessing money should be seamless. We’re committed to making borrowing and saving simple and easy for everyone.
Level the playing field
Everyone deserves a better financial future if they strive for it. We’ve built a marketplace that keeps costs low and opportunity high.
Leadership
Our leaders share a vision of expanding financial opportunities for all Americans through responsible innovation.
Meet Our Executive Team
Meet Our Board Of Directors
What we’ve accomplished
What we’ve accomplishedTransforming an industry requires new ways of thinking and doing. Throughout our first decade, we’ve been recognized for our ideas, innovative technology, and business success. We’re proud of what we’ve achieved so far, and there’s so much more ahead.
We put our customers at the center of everything we do, empowering millions of people to meet their financial goals. Working in highly collaborative, agile teams, we’re defining a new industry. At LendingClub, you’ll have lots of opportunities to contribute, innovate, and advance.
Join the Club
Investing in NYSE: LC
Contact us
Borrowing
Get help with:
- Personal loans
- Business loans
- Patient solutions
- K-12 Education loans
Investing
Get help with:
- Individual investment accounts
- Retirement accounts
- Institutional investors
- Bank partnerships
- Registered investment advisors
Company
Contact us about:
- Media inquiries
- Investor relations
- General feedback
Business Development
Interested in discussing a business opportunity? Let us know how you envision working with us.
Get in touch
Financial well-being for everyone.
Everything we do is centered around empowering you to meet your personal financial goals by enabling access to a broad range of financial products, services, and educational resources, all designed to help you pay less when borrowing and earn more when saving.
Contact Us
WHAT WE OFFER
Personal LoansPersonal BankingAuto RefinancingPatient SolutionsBusiness LoansBusiness BankingCommercial BankingInstitutional InvestingLC NotesOther Types of LoansApply for a Personal LoanApply for a Bank Account
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595 Market Street, Suite 200
San Francisco, California 94105
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Checking your rate generates a soft credit inquiry, which is visible only to you. A hard credit inquiry that may affect your credit score only appears when your loan is issued.
Savings are not guaranteed and depend upon various factors, including but not limited to interest rates, fees, term length, and making payments as agreed.
Reducing debt and maintaining low credit balances may contribute to an improvement in credit score, but results are not guaranteed. Individual results vary based on multiple factors, including but not limited to payment history and credit utilization.
A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $19,169 for a term of 36 months, with an interest rate of 10.49% and a 6.00% origination fee of $1,150 for an APR of 14.81%. In this example, the borrower will receive $18,019 and will make 36 monthly payments of $623. Loan amounts range from $1,000 to $40,000 and loan term lengths range from 24 months to 60 months. Some amounts, rates, and term lengths may be unavailable in certain states.
For Personal Loans, APR ranges from 8.98% to 35.99% and origination fee ranges from 3.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. Lowest APR is available to borrowers with excellent credit. Advertised rates and fees are valid as of March 8, 2024 and are subject to change without notice.
Checking a rate through us generates a soft credit inquiry on a person’s credit report, which is visible only to that person. A hard credit inquiry, which is visible to that person and others, and which may affect that person’s credit score, only appears on the person’s credit report if and when a loan is issued to the person. Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history.
Any reviews presented are individual experiences and results may vary. Reviews are collected and authenticated by Bazaarvoice. Any average rating presented is based on these reviews. All reviews can be accessed athttps://www.lendingclub.com/company/reviews.
Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.
"LendingClub" and the "LC" symbol are trademarks of LendingClub Bank.
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